What closing costs should you expect?There are certain normal costs accompanying closing the sale of a house. These fees are commonly divided between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through your transaction.
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Costs pertaining to your loan to be paid at closing (More information)
At closing, the following taxes are usually collected (More information)
At closing, these fees are often due (More information)
Sellers: As we hammer out your transaction, I'll not only work to get the very best sales price, but I'll also push for reduced closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you know exactly where your money is going.
Buyers: If you're purchasing real estate in Rowan County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not astonished when you come to the closing table. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.